Refinance Checklist

When you refinance, certain documents and information will help the process move forward more quickly. Below are listed some of the more common documents needed to refinance. The more information you have on-hand, the faster your refinancing will go.

 

You are likely to need Employment Information

  • Most recent month’s pay stubs (originals)
  • W-2 forms—past 2 years’ (copies)
  • Income tax return information, especially if self-employed—past 2 years’ (copies)

Assets & Obligations Information

  • Checking, savings, or stock accounts; 401K information; etc. (copies)
  • Current credit score and reports
  • Debt data such as credit card or current mortgage information

Insurance Information

  • Homeowners insurance (copy, especially of the declarations page)
  • Proof of title insurance
 
 

Additional Refinance Information

Home Refinance

10650 Scripps Ranch Blvd. #230 San Diego, CA 92131​ | Phone: 888-440-3001 | Fax: 888-500-5815
Click Mortgage, a Division of Golden Bear Capital, Inc (NMLS# 284021) is licensed by the California Department of Business Oversight (CFL License# 603H185) and the California Bureau of Real Estate (License# 01847011), Nevada Division of Mortgage Lending License# 4043), Utah Division of Real Estate (License# 6332409), Missouri Company Registration (License# 17-2326), Colorado Mortgage Company (License# 284021), Arizona Mortgage Bankers License (License# 0943215), Texas SML (License# 284021)   . 

We are licensed to lend in the following states: CA, CO, NV, UT, AZ, TX, MO, WA | NMLS Consumer Access